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How To Find Working Internet Home Based Business Ideas

Because the theme is very wide and to make it interesting to you, I want to tell of my own path to pick the best home based business ideas. Everything started about my will to find simple ways to make money online.

I had no online marketing experience but strong experience from the traditional marketing, which was of great help.

I set a target to make $ 300 per month after costs, which sounded reasonable. But there was one problem, how to do it without a detailed plan for my home based business ideas.

Okay, I said to myself, think simply according to KISS method. The solution was to follow those, who had already made their own internet business opportunity as a success story.

Another big choice was to select affiliate marketing as my starting point, because there the merchant offers the full package even to a starter.

So I started to run my home based business ideas as an affiliate, using my banners, doorway pages, email series with autoresponder and joined a marketing forum to get help and new ideas. Soon I realized, that I get lots of new, working home based business ideas, which were my own ones.

Now I could test these ideas, especially products, for a home based business and keep the best ones and skip the bad ones.

I built a model for regular testing and my site for home business ideas started to look more and more personal, which was very important thinking about my own home based business opportunity brand.

During the process I found out that SEO and the article marketing were my things. I had now two important elements for the future of my home based business ideas, the strategy and the way to run and to test it in practice.

I got new ideas with a constant flow, new products, new text ideas for my home based business ideas site, new and more effective ways for promotions.

I found out that the learning happens, when the time is right but I had to learn that I have just to run promotions for my home business opportunity. Action was everything and new internet business ideas came, when the time was right.

For instance, I realized one day, that the keywords were extremely important for the site traffic. This idea led to action and I add more long tail keywords into all of my articles about my home based business ideas.

I also skipped low demand ones and concentrated bigger traffic keywords. Little by little the traffic started to grow, so this finding was right.

I thought my blog keywords also in a new way after I had tested several different kind of keywords. I found out that the blog rank best with small, low demand and long tail keywords, which started to bring a nice and regular traffic.

These were very good experiences for my home based business ideas. I now understood that the learning process never ends, because the Internet changes all the time.

This meant that I had to follow the gurus regularly and to find new, skillful marketers to follow.

All what happened, meant that the amount of strategic choices decreased and that I could just make my strategy to work better with new home based business ideas.

An Outline of Personal and Business Loan Categories and Their Uses

The number of loan products have increased over the past 20 years as economic necessity and a demanding public in need of specialization to solve financial circumstances. From personal loans, educational loans, business loans and even municipal loans. The entities that took part in the creation of the various financial products are actuaries, risk management professionals, “information and informatic engineers” and Wall Street amongst others. It was necessary to create, enhance or break down for better or for worse loan services and products to keep money fluid in a diverse marketplace that required funds to address niche demographics.

Personal Loans

Signature Loans – A signature loan is just as it sounds. One applies for a loan and gives a signature on a promissory note to repay the loan in a certain amount of time. That amount of time is called a “loan term ” and may be from six months to five years. Signature loans usually require good credit and the criteria for loan approval are mostly based on the borrower’s credit and and to a lesser degree on assets. Not all signature loans have the same parameters for qualifications. Some loans may require the borrower even with good credit to account for assets to show the lending institution for underwriting purposes. The institution may or may not place a lien on the assets but nevertheless wants to have documentation proving that there are indeed financial or physical assets owned by the borrower. Signature loans usually come with lower interest rates than other types of consumer loans like payday loans, credit card advances, title loans and some car loans. More on these topics later. Who are the lenders in signature loans? They range from large subsidiaries of auto manufacturers to banks, savings and loan institutions, finance companies and payday loan companies.

Credit Card Loans – Credit Card loans or cash advances from credit cards are another form of personal loans. These quick loans are more readily available to the general public and does not require a credit check. To obtain the initial card more than likely required a credit check or at least the process of identification for secured credit cards. Credit card loans or advances usually come with higher interest rates and also other fees for having access to the cash. Various entities allow access to the credit card cash advances from bank tellers, check cashing facilities and automated teller machines (ATMs). The fees vary based on source used to access the funds. To lower the fees for cash advances some use check cashing facilities to have the card charged and receive cash back in turn for not having to incur the fees of ATM machines as cards are assessed a fee twice; first by the ATM company and also their bank. The interest rates on credit card loans or advances are usually higher than signature loans. There are some states that have usury laws that have lower interest rates on credit cards. The loan or advance on a credit card is not a “term loan” as with most signature loans. It is more or less a line of credit the borrower has access to when they need it as long as there are funds available on the credit card. Interest on consumer loans are no longer tax deductible as in previous years. They were designed for short term borrowing needs but many have come to use their credit cards as a regular source of funds in tight economic times or between paychecks.

Wedding Loans – A relatively new form of loan to carve out a niche for the lending industry and meet the needs of the increasing costs of weddings is the Wedding Loan. Because of the expense of weddings which can range into six figures, it sometimes requires a personal loan or even a business loan of the families involved to provide a proper wedding. Wedding loans can be secured (using assets for collateral) or unsecured (signature loans) to obtain funds for the ever growing need to pay for the escalating wedding costs and all the various services and products that a successful matrimonial ceremony would need. The credit criteria and the term may vary based on the amount needed and financial status of the people involved.

Payday or Cash Advance Loans is a fast growing market because it usually requires the least of credit criteria used for loan approvals. One can have bad credit for a quick and instant loan. Just having proof of income, proof of identity and a checking account is all that is necessary to secure funds. Even today many have checking accounts without checks one can still obtain a cash advance by asking their bank to produce a one time check to give to the payday loan agency. Many payday loan companies and stores can get approval with no faxing of documents as they utilize other means for proof of income. Although payday loans come with very high annualized interest rates they sometimes are the only source of emergency cash loans for those in need.

Automotive, Motorcycle, RV (recreational vehicle) and Boat Loans – These personal consumer loans are usually not signature only loans but asset based loans. In other words a financial lien is placed against the asset to secure a loan to purchase or refinance the car, boat et al. These consumer loans may sometimes require a down payment of five to twenty-five percent to secure enjoyment and use of ownership. Because these are not funds that are already available as with credit cards they come with a “loan term” from one to six years depending on the choices of the consumer, the marketplace and the credit status. The interest rates can range from very low usually offered by manufacturers of cars, motorcycles, RV’s (recreational vehicles) and boats to very high if the borrower uses a credit card, a finance company or a “buy here – pay here” lender – or the car dealer who finances the purchase of the car by giving the borrower a term of months and years to pay the balance of the loan off.

Business Loans

SBA (Small Business Administration) Loans are loans that are given to small businesses which are not able to qualify for a loan from a financial institution for various reasons from lack of business history, lack of collateral to “secure” the loan or not having an adequate credit history. The SBA is not a direct lender but acts as an underwriter on behalf of the bank that funds the loan for the business entity. If the borrower defaults on the loan the SBA will pay the bank a percentage of the balance for taking the financial risk to loan the funds to the business. There are various types of SBA loans which will not be covered in this article but a future article will explain in more detail.

Conventional Business Loans are loans that are either unsecured meaning no asset is used to approve the loan or secured and called “asset based loans” where assets from inventory, equipment, accounts receivable or real estate are used for underwriting for loan approval. Conventional business loans are given to business entities that have great banking relationships, established business credit history with trade lines with other businesses they do business with and good standing with various credit reporting entities like Dun & Bradstreet. There are short term loans with interest only payments with the balance due at the end of the loan usually referred to as a “Balloon Loan”. There are also longer term loans that are fully amortized (principal and interest in each payment) paid over one to five years or more.

Equipment Leasing is a financial instrument which technically is not a loan. Meaning based on tax ramifications and who owns the equipment – leasing is just that – leasing an asset owned by another entity. Leases are usually from large corporations or a bank. The lease term can vary from one to five years or more and there usually are tax benefits to the business entity in leasing new or used equipment.

Equipment Sale Leaseback is a transaction to use equipment that is already owned by the business or municipal entity to secure funds for the present need for operations. The term can vary from one to five years and the amount of funds can vary based on credit history and a percentage of the fair market value of the equipment. The company then in turn leases the equipment back in usually a monthly payment. The company or the lessee normally has different choices on what they want to do with the equipment at the end of the term. They can roll the lease transaction into newer more updated equipment or software. They can buy the equipment for one dollar or ten percent of the fair market value of the equipment.More and more companies are leasing today as opposed to paying cash or using bank lines or loans.

Merchant Cash Advance is used by businesses that need fast cash and can’t qualify or don’t want to go through the process of getting bank approval for needed funds. A Merchant Cash Advance is also not a loan product but it is the selling of assets or credit card receipts at a discount. In other words the Merchant Cash Advance company buys the credit card receipts and then attaches a fee usually every time the business “batches”, settles or closes the day’s or week’s sales until the funds advanced are paid off. There is no term with merchant cash advances as it is not a loan so there is no set payment amount or period. The paying off of the advanced funds vary based on a the credit and debit card transactions of the day or week.

Factoring Accounts Receivable Invoices enables a business entity that normally has to wait 30 days or longer to be paid by other businesses or governmental entities. Again factoring is not technically a loan but a selling of invoices at a discount for cash now. In a typical transaction the company applies with a Factoring Company and the company looks primarily at the credit of the other business or governmental entity that the company is doing business with. Based on that as long as the client of the company is a solvent business or government agency the invoices are bought and funds are dispensed to the business usually within three days of due diligence on the company they are transacting business with. In other words the funds are dispensed after there is a credit check and processing of the other company. The dollar amount that is advanced can vary from fifty percent of the invoice to eighty or ninety percent depending on various factors such as the size of the invoice to the credit criteria of the other company or governmental entity whether it is a city, county, state or federal agency.

Medical Factoring is a financial transaction that benefits medical entities like hospitals, clinics and various health care professionals that have to wait to receive funds for services performed on patients. Like Factoring and Merchant Cash Advances Medical Factoring is the selling of assets in this case invoices for cash now. In many instances the health care industry receives payment from third party entities like insurance companies, Medicaid and Medicare and state entities that provide funds for those in need of medical procedures. The medical facility or professional in turns sells the invoice(s) on a on going basis or one time for cash now. Once there is an interest is selling the receivables then a Factor steps into analyze the billing so that funds can be advanced. This process can vary in length but is usually shorter in length than the process of getting bank financing.

Contract and Purchase Order Funding allows companies to bid on large projects for governmental agencies, hospitals, universities, prison systems and municipalities or also to sell to larger corporations even if the business does not have the credit or bank approval or the wherewithal to service or fulfill a large contract order. Similar to Factoring which works hand in hand with Purchase Order Funding it is not a loan but a simultaneous transaction that involves advancing funds based on the credit of the governmental agency or larger company and the size of the contract. The funds that are advanced are for the cost in completing the order of products or performing services. So the profit that will be gained is not advanced but the costs as in raw and finished material, transportation, production, labor, expertise and any other costs involved in completing the contract. Once the contract is completed or once an invoice is ready to be sent to the client a factoring company which is sometimes owned by the same company buys the invoice at a discount and the funds that would normally be advanced to the company are usually used to settle the amount advanced for the material and other services that were needed to complete the order. Contract and Purchase Order Funding usually requires large transaction amounts as opposed to factoring that can be utilized for invoices as small as one hundred dollars. With the use of Contract and Purchase Order Funding companies that were locked out of the process of bidding on large contract s may become players in multi-million dollar deals.

Commercial Real Estate Sale Leasebacks are similar to Equipment Sale Leasebacks featured in this article. Instead of utilizing owned equipment to secure cash when bank borrowing is not wanted or not available the commercial real estate is used to access funds now. This can vary from office buildings, medical buildings, retail franchises, industrial buildings and manufacturing to large utility plants. This frees up cash “locked” away in real estate. Many entities find that at the present time the business they are in whether it is retail, manufacturing or another field that the holding of commercial real estate is not in their best financial interest for now. They prefer to put to use funds for their industry. So a retailer selling retails goods decides to focus on the retail operations and to lease the space because that real estate when factored into a myriad of calculations does not fit their financial goals during the present time. Yes the ownership of commercial real estate is an asset and can be used as a security for a loan but may also be viewed as a fixed non-performing entity that does not meet the needs of the business, organization, group or individual that owns the building. Commercial Real Estate Sale Leasebacks are another form of getting access to funds and has increased over the years.

Universal Laws-Understanding How They Affect Your Life

There are laws that govern the universe and consequently affect your life every single day. Take for instance the Law of Gravity. This law allows you the ability to walk firmly on the ground and not float around aimlessly in space. You know this law because if you drop something it falls immediately downward to the ground or floor, yet I doubt you seldom ever consciously stop to think about this law and its importance in your life. Regardless of whether you consciously think about it, it exists and is always part of your everyday life.

So it is with the other many laws of our universe. Whether you ever think about them consciously, they are always actively playing out in your life, each one interplaying with the others. Most of you have heard of the Law of Attraction and are probably striving to attract particular things into your life – better job, soulmate relationship, more money, great health, and so forth. Yet it seems these things often elude you and so you ask “Why isn’t it working?”

Recently I listened to a webinar that shared some very enlightening explanations of how these laws work, so I felt guided to share them with you after I realized why we can be so off track in trying so hard to attract what we want. As I mentioned above, each universal law interplays with another, so if one is off course, it will throw off the next, which in turn prevents the very desires we hope to attract from showing up. So let’s discuss these laws so you understand how intrinsically they are influencing every aspect of your living.

Take for instance the Law of Creation, or if you will, the Law of Energy. You’ve heard me talk about energy countless times because this is our composition – energy. We are energetic beings who are constantly creating the experiences in our life, thus making us creators. You probably understand this law – what energy you put out is what you create – that negative fear-based thoughts create negative experiences and positive loving thoughts create positive experiences. This is a scientific fact about energy and thus our role as creators of what shows up in our life. Where you direct your focus is what shows up.

So this takes us a step further to the Law of Vibration. In essence, the Law of Creation (or Energy) produces a vibration. The difference here is this: In the Law of Creation/Energy, you create a thought that sends out the energy, but it’s the feeling in the vibration that creates it into reality. Perhaps you ask for something for your life and you really want it, but every time you think about it you doubt it can appear. You have then created the opposite of what you want due to the actual vibration you felt – a negative fear-based feeling. And this is key: You can see it in your mind’s eye and know exactly what you want, but you have to feel it in your body to create it. It’s the seeing and experiencing that creates the vibration. Are you seeing how each law interplays with the other?

Let’s go a little deeper with this Law of Vibration. In order to understand it and flow with the vibrations of love that create the good things we want, it is important to step back and not be in the middle of it, or the meaning of it. This is comparable to meditation in this way – a thought comes through your mind while you’re trying to get clear of thoughts to meditate fully, so you simply allow it to pass through your mind without judgment. The same principle applies with the Law of Vibration.

As you allow a vibration to be felt, pass no judgment on it even if it comes from a negative space. Simply notice it. See what it truly is. Do not sit in the space of whether it is good or bad – no judgment. Simply view it as it is. Then you can decide if this is a vibration you want to keep in motion or not. If it’s from fear you probably don’t want it, so release it. Then decide what you want to replace it from love. You are not creating it, you are simply feeling the vibration of it. If this seems a little deep to you, it is, but in actuality, it is realness.

Now we step into the Law of Belief. This is what you actually believe – your truth. What you really believe inside of you, even if the words you speak say something contrary, is what you manifest. As you sit in the vibration and notice what it is without judgment, you can understand your belief. Here’s an example. I have been on a path of understanding what it takes to have vibrant health all through my adult life. Many experiences have appeared to help me understand this more fully, some of which were far from pleasant. I remember having moments of doubt that I could ever become healthy as various disorders occurred. Later however, as I understood these universal laws, I realized my inner thoughts that maybe I’d never find the answers I needed, or perhaps I wouldn’t find the ‘right’ people to help me, actually created a vibration of fear that created additional problems for me. What I finally learned was to know I was already whole and could simply step into that wholeness and the process of creating more wholeness – a positive process.

Understand this: Whatever shows up for you is what is inside of you!

So if things in your life are not what you truly desire, step into a quiet space and notice what your real beliefs are. Somewhere in the recesses of your subconscious lies the truth, and once uncovered, you have the option to let it go completely and create new beliefs. So even though I had placed an intention to be vibrantly healthy all through my life, my deep down belief was that most people receive various health challenges during their lifetime, and that as I age they will get worse. As you probably are, I was busy and didn’t take time to dig deep into my real beliefs until more recent years. As a result, I delayed the actual outcome I was seeking, but the old saying “It’s never too late” certainly applies here.

What do you believe your place is in the whole landscape of your life? Taking it even further, where do you feel you fit in the whole scenario of the universe? These are tough questions for many individuals to answer, but there are answers if you dig deep enough. Now we can step into the next universal law which is the foundation of the entire universe!

This is the Law of Oneness. Were you taught as I was that we are separate from Universal Energy, God, Spirit, Heaven and the Angels? When we feel separate from our essence of love and the power that surges through the universe from the Higher Power, it’s a given we would feel afraid and separated. But when we understand that we are all connected and are in truth part of one energy, it’s an entirely different story.

What does it mean we are all connected? The entire universe – people, plants, animals, insects, all of nature, angels, God, planets, stars, sun – everything – are all composed of the same energy. There is one universal source of energy that is in continuous motion connecting all that is. Although each part of the universe may look and be different, it has the composition of energy. Energy is often referred to as a vibration – we discussed this already. And it’s the heart energy that is the cohesive energy for all humanity.

After the experience of 9/11 and the horrific ramifications of it, people came together in incredible ways – people felt empathy and love for all those who were hurting and grieving. Individuals and groups pulled together to help those who were suffering and in need because their hearts filled with love for these people. No one considered what anyone thought about political views, religion or any other belief, they simply helped where it was needed because they felt it in their heart. In this example we see the Law of Acceptance played out. This law is a sub-law for the Law of Oneness, but is vital to grasp in the light of the Law of Oneness.

When we accept, we are connected; we are one. There is no attachment to certain beliefs or judgments, it just is. This is love – acceptance without judgment or putting a particular meaning to a situation. In this space people can readily forgive another because there is a realization that the other person can be who they are and believe what they want and not fear our resistance to them. Of course it doesn’t mean we accept illegal, immoral or hurtful behavior as okay, but we can still accept and love the individual.

This means that you and I are even connected through the vibration of universal energy to abhorred individuals such as murderers or rapists; they are part of the universal energy pool. However, the huge difference is how they are operating their life, obviously one based in deep fear-based beliefs and are making grossly negative choices, but they began just as we did from the same energy source. When we understand this connection to all of the universe, we have the capability of being more tolerant and accepting of individual differences as long as they remain within the boundaries of legal and moral standards.

The Law of Oneness tells us, being that we are cohesively connected to the universal energy pool, that we are part of all that is good – abundance, great health, wonderful relationships, peace, joy, happiness – this is our heritage and who we really are, having been formed from love. In essence, we actually do not have to attract anything into our life because it is already here. All we need do is open to it by aligning to that loving energy.

We were talking earlier about the Law of Attraction and how so often it doesn’t seem to work. All of the laws we’ve been discussing are part of the Law of Attraction and must be part of the process of attracting what you want. First you must grasp the belief that you are a creator of your life. Every thought and belief you entertain, especially when they become repetitive in your mind, becomes your reality. Those thoughts are composed of energy which sends out a vibration into the universe to bring to you experiences from that same energy pool. It cannot do anything different; it always must grab from the same energy pool. So it seems it would be essential for you to pay attention to your thoughts and the consequential vibrations you are sending out every minute of every day. If you don’t like something in your life, then go back to your thoughts and begin remodeling them because what is appearing in your life experience is a direct result of your internal thinking. It’s time to clear out the old beliefs, blocks and fear-based thoughts so you can open to what is real and love.

A simple process I learned recently can help you clear out those unwanted, outdated and limiting negative beliefs you have been hanging onto way too long, blocking what you desire. It’s so simple and totally free that you may doubt its benefits, but I can promise that if you do this regularly, you can easily shift into peace and harmony from the oneness of universal love energy, and there create your wish list into reality.

Sit quietly and simply relax a few moments, as if you are preparing to meditate. Take a few deep breaths. Notice the energy around and in your body and just be aware of it. Feel that energy and know you are creating a type of filter to sort out negative beliefs. You are also grounding yourself in the flow of energy, anchoring yourself into the earth while aligning with divine love. Now bring your attention back and bring to mind whatever issues that don’t serve your highest good – it could be something small or large… whatever is bothering or depleting you, or causing you worrisome thoughts. See it, then simply let it go and watch it dissolve into smoke, wafting away from you. Sit for a minute and breathe in the serenity of the moment and recognize the knowing that All Is Well! Repeat this process whenever you have something you wish to dissolve, or even continue the process at one sitting.

As you comprehend the oneness of the universe and your connection to everything and everyone, you can better understand how easy it is to bring to you your dreams, as long as you align with them and the universal energy of love. Many times individuals rush from here to there, perhaps reciting some beautiful affirmations of what they want and what they believe, but inside of them a different script circulates. And what is held within always come out in the end result.

Oneness is a wonderful connection to Spirit. Anything that looks like struggle or resistance does not come from Spirit. Oneness also allows us the privilege of sharing, and when we focus on service and sharing the good we have and are, we open to more of everything. Vibrations of generosity, blessings, gratitude and love always connect us to the abundance of the universe and help us operate our lives in total alignment with the powerful laws of the universe.

But we must go one step further with the universal laws and mention the Law of Giving Back. This must always be part of the equation if you ever want to create the desires of your heart from a place of prosperity consciousness. It means that you give, expecting nothing in return, with cheerfulness and willingness. Bless everything you send out and it will return ten-fold – a law of the universe. This must be given with the intent of giving a gift to God, and doing so will add to the love flowing out to humanity, which is forever moving and creating more of the same. Always say “Thank you” for every bit of abundance that either comes into your life or you willingly share with others, for we know that a grateful heart reaps many gifts as it expands into more.

We’ve circled the spectrum of the universal laws from what seems like the beginning to the end, yet realizing it is one continuous circle of energy flowing from one to the other with actually no beginning nor no end. My intent was to remind you of these universal laws that are continuously governing your life with or without your awareness, but perhaps, now that I have reminded you of their immense importance as they flow through your every day life, you will pay attention to them and make necessary changes to use them for good not only in your life, but to all humanity.

Keep A Holiday And Run Your Online Business Ideas With Full Speed

This is really one of the great benefits of marketing the online business ideas. When you run online marketing with residual strategy, which is additionally totally free, it is actually automatic, an automatic income.

1.When The Airplane Has Done Successful Take-Off, It Does Not Need So Much Power To Fly.

This metaphor fits very well to the marketing of the online business ideas. It takes lots of long term work to get it going, but when you have succeeded in that, it can be ran with relatively light work.

I use SEO as my main tactics to drive targeted traffic to my site. SEO requires a number of first page positions on the result pages of the search engines. Now the question is, what kind of keywords will bring the best and slow long term results.

2.Long Tail Keywords With Low Daily Demand Are The Best Ones.

I have two principles, I try to automate as much as possible of my online business ideas marketing and I try to do this marketing so that I will get the best results with everything I do. SEO as a general tactics is ideal for this, article marketing plus regular blog posting with optimized articles and wide distribution will execute my SEO bringing residual results. Great!

Long tail keywords mean many benefits. Because the term long tail means that the term includes many related and low demand keywords, they can increase the search engine rankings of my site on several result pages simultaneously.

And the lasting ranking comes from the fact that I use low demand keywords, because with these keyterms the competition is lower, from 10 to 100 searches a day, so my rankings do not meet so heavy competition and I do not have to add backlinks so often by the article marketing.

3.This Time I Used A Scheduled Article Distribution.

The marketing of online business ideas needs two things, I must be regular and I must follow the business plan. Actually these two keep the machine going for some weeks even if you do not update your site.

A wonderful way is to use the scheduling feature of the article distribution service. This requires a little bit work in advance but gives a good result, because by this service I could distribute my articles with the intervals I wanted.

4.There Was No Holiday Break In The Traffic.

Many small business owners tell that they cannot keep the holiday, because their business will stop totally. I had not this problem, the traffic to my online business ideas site was on a very good level during the whole holiday. This is really a good help and decreases the stress.

There is a saying that the internet never sleeps. Now I can add one thing to this saying. When you use article and blog marketing, you can get a decent income from your online business ideas when you are on a holiday. And this income comes totally for free, without any extra work.

This is really one of the great benefits of marketing the online byplay ideas. When you run online marketing with residual strategy, which is in addition whole free, it is actually automatic, an automatic income.

1.When The aeroplane Has Done successful Take-Off, It Does Not Need So Much Power To Fly.

This metaphor fits very well to the marketing of the online business ideas. It takes lots of long term work to get it going, but when you have succeeded in that, it can be ran with relatively light work.

I use SEO as my main tactics to drive targeted traffic to my site. SEO requires a number of first page positions on the answer pages of the search engines. Now the interrogative is, what kind of keywords will bring the best and slow long term results.

2.Long Tail Keywords With Low Daily take Are The Best Ones.

I have two principles, I try to automate as much as conceivable of my online business ideas marketing and I try to do this marketing so that I will get the best results with everything I do. SEO as a general tactics is ideal for this, article merchandising plus regular blog posting with optimized articles and wide distribution will perform my SEO bringing remainder results. Great!

Long tail keywords mean many benefits. Because the term long tail means that the term includes many related and low demand keywords, they can gain the explore engine rankings of my site on several termination pages simultaneously.

And the durable ranking comes from the fact that I use low demand keywords, because with these keyterms the competitor is lower, from 10 to 100 searches a day, so my rankings do not meet so heavy challenger and I do not have to add backlinks so often by the article marketing.

3.This Time I Used A Scheduled Article Distribution.

The marketing of online business ideas needs two things, I must be regular and I must follow the business plan. Actually these two keep the machine going for some weeks even if you do not update your site.

A wondrous way is to use the scheduling feature of the article distribution service. This requires a little bit work in betterment but gives a good result, because by this service I could dole out my articles with the intervals I wanted.

4.There Was No holiday Break In The Traffic.

Many small business owners tell that they cannot keep the holiday, because their business will stop totally. I had not this problem, the traffic to my online business ideas site was on a very good level during the whole holiday. This is in truth a good help and decreases the stress.

There is a saying that the internet never sleeps. Now I can add one thing to this saying. When you use article and blog marketing, you can get a decently income from your online concern ideas when you are on a holiday. And this income comes totally for free, without any extra work.

Impacts of Information Technology on Society in the New Century

In the past few decades there has been a revolution in computing and communications, and all indications are that technological progress and use of information technology will continue at a rapid pace. Accompanying and supporting the dramatic increases in the power and use of new information technologies has been the declining cost of communications as a result of both technological improvements and increased competition. According to Moore’s law the processing power of microchips is doubling every 18 months. These advances present many significant opportunities but also pose major challenges. Today, innovations in information technology are having wide-ranging effects across numerous domains of society, and policy makers are acting on issues involving economic productivity, intellectual property rights, privacy protection, and affordability of and access to information. Choices made now will have long lasting consequences, and attention must be paid to their social and economic impacts.

One of the most significant outcomes of the progress of information technology is probably electronic commerce over the Internet, a new way of conducting business. Though only a few years old, it may radically alter economic activities and the social environment. Already, it affects such large sectors as communications, finance and retail trade and might expand to areas such as education and health services. It implies the seamless application of information and communication technology along the entire value chain of a business that is conducted electronically.

The impacts of information technology and electronic commerce on business models, commerce, market structure, workplace, labour market, education, private life and society as a whole.

1. Business Models, Commerce and Market Structure

One important way in which information technology is affecting work is by reducing the importance of distance. In many industries, the geographic distribution of work is changing significantly. For instance, some software firms have found that they can overcome the tight local market for software engineers by sending projects to India or other nations where the wages are much lower. Furthermore, such arrangements can take advantage of the time differences so that critical projects can be worked on nearly around the clock. Firms can outsource their manufacturing to other nations and rely on telecommunications to keep marketing, R&D, and distribution teams in close contact with the manufacturing groups. Thus the technology can enable a finer division of labour among countries, which in turn affects the relative demand for various skills in each nation. The technology enables various types of work and employment to be decoupled from one another. Firms have greater freedom to locate their economic activities, creating greater competition among regions in infrastructure, labour, capital, and other resource markets. It also opens the door for regulatory arbitrage: firms can increasingly choose which tax authority and other regulations apply.

Computers and communication technologies also promote more market-like forms of production and distribution. An infrastructure of computing and communication technology, providing 24-hour access at low cost to almost any kind of price and product information desired by buyers, will reduce the informational barriers to efficient market operation. This infrastructure might also provide the means for effecting real-time transactions and make intermediaries such as sales clerks, stock brokers and travel agents, whose function is to provide an essential information link between buyers and sellers, redundant. Removal of intermediaries would reduce the costs in the production and distribution value chain. The information technologies have facilitated the evolution of enhanced mail order retailing, in which goods can be ordered quickly by using telephones or computer networks and then dispatched by suppliers through integrated transport companies that rely extensively on computers and communication technologies to control their operations. Nonphysical goods, such as software, can be shipped electronically, eliminating the entire transport channel. Payments can be done in new ways. The result is disintermediation throughout the distribution channel, with cost reduction, lower end-consumer prices, and higher profit margins.

The impact of information technology on the firms’ cost structure can be best illustrated on the electronic commerce example. The key areas of cost reduction when carrying out a sale via electronic commerce rather than in a traditional store involve physical establishment, order placement and execution, customer support, strong, inventory carrying, and distribution. Although setting up and maintaining an e-commerce web site might be expensive, it is certainly less expensive to maintain such a storefront than a physical one because it is always open, can be accessed by millions around the globe, and has few variable costs, so that it can scale up to meet the demand. By maintaining one ‘store’ instead of several, duplicate inventory costs are eliminated. In addition, e-commerce is very effective at reducing the costs of attracting new customers, because advertising is typically cheaper than for other media and more targeted. Moreover, the electronic interface allows e-commerce merchants to check that an order is internally consistent and that the order, receipt, and invoice match. Through e-commerce, firms are able to move much of their customer support on line so that customers can access databases or manuals directly. This significantly cuts costs while generally improving the quality of service. E-commerce shops require far fewer, but high-skilled, employees. E-commerce also permits savings in inventory carrying costs. The faster the input can be ordered and delivered, the less the need for a large inventory. The impact on costs associated with decreased inventories is most pronounced in industries where the product has a limited shelf life (e.g. bananas), is subject to fast technological obsolescence or price declines (e.g. computers), or where there is a rapid flow of new products (e.g. books, music). Although shipping costs can increase the cost of many products purchased via electronic commerce and add substantially to the final price, distribution costs are significantly reduced for digital products such as financial services, software, and travel, which are important e-commerce segments.

Although electronic commerce causes the disintermediation of some intermediaries, it creates greater dependency on others and also some entirely new intermediary functions. Among the intermediary services that could add costs to e-commerce transactions are advertising, secure online payment, and delivery. The relative ease of becoming an e-commerce merchant and setting up stores results in such a huge number of offerings that consumers can easily be overwhelmed. This increases the importance of using advertising to establish a brand name and thus generate consumer familiarity and trust. For new e-commerce start-ups, this process can be expensive and represents a significant transaction cost. The openness, global reach, and lack of physical clues that are inherent characteristics of e-commerce also make it vulnerable to fraud and thus increase certain costs for e-commerce merchants as compared to traditional stores. New techniques are being developed to protect the use of credit cards in e-commerce transactions, but the need for greater security and user verification leads to increased costs. A key feature of e-commerce is the convenience of having purchases delivered directly. In the case of tangibles, such as books, this incurs delivery costs, which cause prices to rise in most cases, thereby negating many of the savings associated with e-commerce and substantially adding to transaction costs.

With the Internet, e-commerce is rapidly expanding into a fast-moving, open global market with an ever-increasing number of participants. The open and global nature of e-commerce is likely to increase market size and change market structure, both in terms of the number and size of players and the way in which players compete on international markets. Digitized products can cross the border in real time, consumers can shop 24 hours a day, seven days a week, and firms are increasingly faced with international online competition. The Internet is helping to enlarge existing markets by cutting through many of the distribution and marketing barriers that can prevent firms from gaining access to foreign markets. E-commerce lowers information and transaction costs for operating on overseas markets and provides a cheap and efficient way to strengthen customer-supplier relations. It also encourages companies to develop innovative ways of advertising, delivering and supporting their product and services. While e-commerce on the Internet offers the potential for global markets, certain factors, such as language, transport costs, local reputation, as well as differences in the cost and ease of access to networks, attenuate this potential to a greater or lesser extent.

2. Workplace and Labour Market

Computers and communication technologies allow individuals to communicate with one another in ways complementary to traditional face-to-face, telephonic, and written modes. They enable collaborative work involving distributed communities of actors who seldom, if ever, meet physically. These technologies utilize communication infrastructures that are both global and always up, thus enabling 24-hour activity and asynchronous as well as synchronous interactions among individuals, groups, and organizations. Social interaction in organizations will be affected by use of computers and communication technologies. Peer-to-peer relations across department lines will be enhanced through sharing of information and coordination of activities. Interaction between superiors and subordinates will become more tense because of social control issues raised by the use of computerized monitoring systems, but on the other hand, the use of e-mail will lower the barriers to communications across different status levels, resulting in more uninhibited communications between supervisor and subordinates.

That the importance of distance will be reduced by computers and communication technology also favours telecommuting, and thus, has implications for the residence patterns of the citizens. As workers find that they can do most of their work at home rather than in a centralized workplace, the demand for homes in climatically and physically attractive regions would increase. The consequences of such a shift in employment from the suburbs to more remote areas would be profound. Property values would rise in the favoured destinations and fall in the suburbs. Rural, historical, or charming aspects of life and the environment in the newly attractive areas would be threatened. Since most telecommuters would be among the better educated and higher paid, the demand in these areas for high-income and high-status services like gourmet restaurants and clothing boutiques would increase. Also would there be an expansion of services of all types, creating and expanding job opportunities for the local population.

By reducing the fixed cost of employment, widespread telecommuting should make it easier for individuals to work on flexible schedules, to work part time, to share jobs, or to hold two or more jobs simultaneously. Since changing employers would not necessarily require changing one’s place of residence, telecommuting should increase job mobility and speed career advancement. This increased flexibility might also reduce job stress and increase job satisfaction. Since job stress is a major factor governing health there may be additional benefits in the form of reduced health costs and mortality rates. On the other hand one might also argue that technologies, by expanding the number of different tasks that are expected of workers and the array of skills needed to perform these tasks, might speed up work and increase the level of stress and time pressure on workers.

A question that is more difficult to be answered is about the impacts that computers and communications might have on employment. The ability of computers and communications to perform routine tasks such as bookkeeping more rapidly than humans leads to concern that people will be replaced by computers and communications. The response to this argument is that even if computers and communications lead to the elimination of some workers, other jobs will be created, particularly for computer professionals, and that growth in output will increase overall employment. It is more likely that computers and communications will lead to changes in the types of workers needed for different occupations rather than to changes in total employment.

A number of industries are affected by electronic commerce. The distribution sector is directly affected, as e-commerce is a way of supplying and delivering goods and services. Other industries, indirectly affected, are those related to information and communication technology (the infrastructure that enables e-commerce), content-related industries (entertainment, software), transactions-related industries (financial sector, advertising, travel, transport). eCommerce might also create new markets or extend market reach beyond traditional borders. Enlarging the market will have a positive effect on jobs. Another important issue relates to inter linkages among activities affected by e-commerce. Expenditure for e-commerce-related intermediate goods and services will create jobs indirectly, on the basis of the volume of electronic transactions and their effect on prices, costs and productivity. The convergence of media, telecommunication and computing technologies is creating a new integrated supply chain for the production and delivery of multimedia and information content. Most of the employment related to e-commerce around the content industries and communication infrastructure such as the Internet.

Jobs are both created and destroyed by technology, trade, and organizational change. These processes also underlie changes in the skill composition of employment. Beyond the net employment gains or losses brought about by these factors, it is apparent that workers with different skill levels will be affected differently. E-commerce is certainly driving the demand for IT professionals but it also requires IT expertise to be coupled with strong business application skills, thereby generating demand for a flexible, multi-skilled work force. There is a growing need for increased integration of Internet front-end applications with enterprise operations, applications and back-end databases. Many of the IT skill requirements needed for Internet support can be met by low-paid IT workers who can deal with the organizational services needed for basic web page programming. However, wide area networks, competitive web sites, and complex network applications require much more skill than a platform-specific IT job. Since the skills required for e-commerce are rare and in high demand, e-commerce might accelerate the up skilling trend in many countries by requiring high-skilled computer scientists to replace low-skilled information clerks, cashiers and market salespersons.

3. Education

Advances in information technology will affect the craft of teaching by complementing rather than eliminating traditional classroom instruction. Indeed the effective instructor acts in a mixture of roles. In one role the instructor is a supplier of services to the students, who might be regarded as its customers. But the effective instructor occupies another role as well, as a supervisor of students, and plays a role in motivating, encouraging, evaluating, and developing students. For any topic there will always be a small percentage of students with the necessary background, motivation, and self-discipline to learn from self-paced workbooks or computer assisted instruction. For the majority of students, however, the presence of a live instructor will continue to be far more effective than a computer assisted counterpart in facilitating positive educational outcomes. The greatest potential for new information technology lies in improving the productivity of time spent outside the classroom. Making solutions to problem sets and assigned reading materials available on the Internet offers a lot of convenience. E-mail vastly simplifies communication between students and faculty and among students who may be engaged in group projects. Advances in information technology will affect the craft of teaching by complementing rather than eliminating traditional classroom instruction. Indeed the effective instructor acts in a mixture of roles. In one role the instructor is a supplier of services to the students, who might be regarded as its customers. But the effective instructor occupies another role as well, as a supervisor of students, and plays a role in motivating, encouraging, evaluating, and developing students. For any topic there will always be a small percentage of students with the necessary background, motivation, and self-discipline to learn from self-paced workbooks or computer assisted instruction. For the majority of students, however, the presence of a live instructor will continue to be far more effective than a computer assisted counterpart in facilitating positive educational outcomes. The greatest potential for new information technology lies in improving the productivity of time spent outside the classroom. Making solutions to problem sets and assigned reading materials available on the Internet offers a lot of convenience. E-mail vastly simplifies communication between students and faculty and among students who may be engaged in group projects.

Although distance learning has existed for some time, the Internet makes possible a large expansion in coverage and better delivery of instruction. Text can be combined with audio/ video, and students can interact in real time via e-mail and discussion groups. Such technical improvements coincide with a general demand for retraining by those who, due to work and family demands, cannot attend traditional courses. Distance learning via the Internet is likely to complement existing schools for children and university students, but it could have more of a substitution effect for continuing education programmes. For some degree programmes, high-prestige institutions could use their reputation to attract students who would otherwise attend a local facility. Owing to the Internet’s ease of access and convenience for distance learning, overall demand for such programmes will probably expand, leading to growth in this segment of e-commerce.

As shown in the previous section, high level skills are vital in a technology-based and knowledge intensive economy. Changes associated with rapid technological advances in industry have made continual upgrading of professional skills an economic necessity. The goal of lifelong learning can only be accomplished by reinforcing and adapting existing systems of learning, both in public and private sectors. The demand for education and training concerns the full range of modern technology. Information technologies are uniquely capable of providing ways to meet this demand. Online training via the Internet ranges from accessing self-study courses to complete electronic classrooms. These computer-based training programmes provide flexibility in skills acquisition and are more affordable and relevant than more traditional seminars and courses.

4. Private Life and Society

Increasing representation of a wide variety of content in digital form results in easier and cheaper duplication and distribution of information. This has a mixed effect on the provision of content. On the one hand, content can be distributed at a lower unit cost. On the other hand, distribution of content outside of channels that respect intellectual property rights can reduce the incentives of creators and distributors to produce and make content available in the first place. Information technology raises a host of questions about intellectual property protection and new tools and regulations have to be developed in order to solve this problem.

Many issues also surround free speech and regulation of content on the Internet, and there continue to be calls for mechanisms to control objectionable content. However it is very difficult to find a sensible solution. Dealing with indecent material involves understanding not only the views on such topics but also their evolution over time. Furthermore, the same technology that allows for content altering with respect to decency can be used to filter political speech and to restrict access to political material. Thus, if censorship does not appear to be an option, a possible solution might be labelling. The idea is that consumers will be better informed in their decisions to avoid objectionable content.

The rapid increase in computing and communications power has raised considerable concern about privacy both in the public and private sector. Decreases in the cost of data storage and information processing make it likely that it will become practicable for both government and private data-mining enterprises to collect detailed dossiers on all citizens. Nobody knows who currently collects data about individuals, how this data is used and shared or how this data might be misused. These concerns lower the consumers’ trust in online institutions and communication and, thus, inhibit the development of electronic commerce. A technological approach to protecting privacy might by cryptography although it might be claimed that cryptography presents a serious barrier to criminal investigations.

It is popular wisdom that people today suffer information overload. A lot of the information available on the Internet is incomplete and even incorrect. People spend more and more of their time absorbing irrelevant information just because it is available and they think they should know about it. Therefore, it must be studied how people assign credibility to the information they collect in order to invent and develop new credibility systems to help consumers to manage the information overload.

Technological progress inevitably creates dependence on technology. Indeed the creation of vital infrastructure ensures dependence on that infrastructure. As surely as the world is now dependent on its transport, telephone, and other infrastructures, it will be dependent on the emerging information infrastructure. Dependence on technology can bring risks. Failures in the technological infrastructure can cause the collapse of economic and social functionality. Blackouts of long-distance telephone service, credit data systems, and electronic funds transfer systems, and other such vital communications and information processing services would undoubtedly cause widespread economic disruption. However, it is probably impossible to avoid technological dependence. Therefore, what must be considered is the exposure brought from dependence on technologies with a recognizable probability of failure, no workable substitute at hand, and high costs as a result of failure.