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Category Archives: Finance

IQOption Review

Being a fairly new niche in the finance industry, investing in the options market should be taken with extra caution. The market is not entirely regulated and there are still some inefficiencies that require attention. Another necessary precaution is finding a broker that allows options trading. And if there is anything certain in such an uncertain world like equities trading, it is that you can find a plethora of options brokers. We will be delving into one of these brokers – IQOption.

New PictureIQOption was one of the first brokers to participate in the options market. They were founded early and are considered proven experts in the niche. Their trading platform is mainly electronic and has not changed since their creation. “Keep things simple” seems to be the motto of the brokerage firm as it shows in most facets of their management. The broker’s website is straightforward and requires a minimal learning curve. In fact, IQOption offers newbies with specific instructions of how they can start their trading. Although, IQOption’s site interface seems to be more fitting for newcomers in the trading arena rather than professionals with a higher degree of demand and expectation.

In terms of payout, IQOption provides decent returns on your investment capital, depending on what instrument you are trading as well as your preferred expiration time. Furthermore, the firm also ensures a money back in the event that your predictions on a particular trade is rendered invalid. This gives you specific information as to how much you will lose on any given trade thus enabling you to plan and manage your risk portfolio. The minimum deposit for IQOption to start trading is low compared to other brokers.

IQOption provides a range of tradable asset and is growing as time goes by. They provide trading in different niches including foreign exchange options, stock options, commodity options, and index options. For more details visit this page:

The available platform from IQOption is downloadable online and you can create an account from virtually anywhere as long as you have a computer and reliable internet connection. You can also choose to receive text notifications to inform you of your trading results and open positions. You are given four expiration times on most, but not all, of the tradable assets – hourly, daily, weekly, and monthly.

Customer support is available in different languages for foreign investors and traders alike. Their website sports a unique “Call Me Back” feature where you get an immediate response from a friendly staff member in an hour or less. A live chat feature was missing though and should be included to improve convenience and quality of customer care. IQOption offers their customer support service 24/7 so you don’t need to worry about different time zones hindering you from getting support as fast as possible.

5 Keys To Successful Investing in 2018


Investing is no rocket science but it can be dauntingand overwhelming. To succeed as an investor you need to have a well-thought-out strategy and stick with your long-term goals regardless of market conditions.While there are no rules or strategies thatcan guarantee success, the tips below can help you invest smarter and more effectively:

 Allow your investments to compound

Compound interest was termed the “eighth wonder of the world” for good reasons. The earlier you start saving and the longer you keep your money invested, the more time it has to compound and grow.

Take, for example, a 45-year-old who starts saving $2,000 a year until the age of 65 and generate an annual growth of 6% will have approximately $78,000 in savings. While a 25-year-old who saves the same amount and have the same growth rate will haveapproximately $329,000 by age 65. If the 45-year-old wants to catch up he would have to save $9,000 a year, about four timesthe amount the 25-year-old saves annually.

There are great benefits to leave your money invested for a long time, and the sooner you start investing, the betterand the more time you will have to grow your investments.

Diversify your portfolio

A well-diversified portfolio can help you mitigate risk during financial turmoil. One rule of thumb to follow when you are diversifying your portfolio is to determine your risk tolerance. A portfolio for a 30-year-old should be different from that of a 60-year-old.

Since assets such as stocks are more prone to market fluctuations and can offsetthe compounding your investmentshave gained over the years, it makes sense to take on more assets that are less exposed to market volatility as you near retirement.

You should invest in asset classes that don’t respond to the same market behavior, this way when one asset class is down, another willbe up and vice versa. For example, bonds don’t react in the same to the same market forces as stocks and foreign assets are not subject to the same rules as domestic assets. So investing in the right mix of asset classes will help safeguard your portfolio from market risk.

Invest in liquid assets for your short-term needs

One of the reasons why people invest inliquid assets is tobe able to convert their assets into cash quickly. You don’t want a situation whereby you need to pay for your kid’s education next week and your money is tied up in the market. So putting some of your money in savings account or investing in short-term securities, such as certificates of deposit and Treasury billswill give you quick access to your money with little to no cost involved.

While you won’t earn much on the money in your savings account andother safe securities, you can at least be sure that your money will be available to you when you need it. The last thing you want is to invest your emergency fund in assetsthat takean incredible amountof time to convert to cash.

Utilize dollar cost averaging

Dollar cost averaging refers to the principles that allowinvestorsto buy low when markets are bearish and high when markets are bullish. If you don’t want to risk putting lump sum amounts into the stock markets, you can spread the money out over a couple of months by utilizing dollar cost averaging.

For example, if you would like to invest $20,000 you can spread it out over a five-month period. By investing just $4,000 each month for five months you can mitigate risk and keep volatile market forces from depleting your assets.The good thing about this is that you don’t haveto predict market movement; you will be doing the same thing each month which guarantees that you will buy at current market prices. You should consider using dollar cost averaging whenever possible.

Rebalance your portfolio

Many times, your portfolio will drift from its original allocation. Takefor instance; in a portfolio of 80 percent stock and 20 percent bond, if stocks crash and bonds gain, you will wind up with more bonds in your portfolio than intended. Conversely, if stocks gain and bonds tank you will acquire more stocks than you want.So rebalancing will help you stay invested in the mix of asset classes that match your risk tolerance.

Periodically it’s good to review and rebalance your portfolio but you shouldn’t do it too frequently. If your original portfolio was 80 percent stock and 20 percent bond but after reviewing ityou found it’s 79 percent stockand 21 percentbond, the best thing is to leave it alone as there are no significant changes. If you try to rebalanceit to the original allocation you might wind up spending more on transaction fees.So only rebalance when it makes the most sense.

Tags: estate planning whittier, top financial advisor whittier

Content marketing


Content marketing, is one of the most popular marketing strategies recently. Its main assumptions are based on the publication of attractive and valuable content that will attract a specific group of recipients, and these in turn will form a group of our potential customers. Unlike traditional marketing strategies, content marketing is based on a one-way advertising message and focuses on building long-term relations with recipients through mutual influence and engagement.By defining content marketing, we mean all content posted and disseminated via the Internet. We include articles, videos, webinars, podcasts, guides, infographics, reports and vlogs that are designed to provide reliable and desirable information, news and curiosities about a specific industry, thanks to which both the potential customer and the company are benefiting. It can be considered that such a strategy also includes areas outside the Internet, such as trade press, newsletters, brochures, brochures, leaflets, catalogs and books. Solid content marketing combines with viral marketing, that is activities that build brand awareness by encouraging customers to independently share information about a given company, its products or services. To achieve this goal, it is necessary to use different techniques to reach a potential client, and the most popular communication channels are: thematic forums, social media and industry blogs. In addition to vlogs, blogs and guides, texts are one of the best forms of content marketing. The creators have a lot of room for maneuver because they can adapt the form of the text to the potential recipient, company profile and communication strategy chosen by it.

5 Best Ideas: How to Develop your Tourism Business


there are so many people who visit different countries and go out on tours. People of Dubai go on tours by taking the help of people who are engaged in the tourism business in Dubai.

Do you also want to develop a tourism business of your own? Here are some of the ideas that will help you in developing your business in the best possible way;

1.      Decide the area of your focus

There are different services that are given by the tourism business. All you need is to decide which particular area is the one on which you want to focus. types of business tourism and you must know about each one of them. if you know about them, you will be able to do your business very well.

Transportation services, travel agencies, tour guides and some other related services are provided by the companies of tourism.

2.      Make sure about the area you are going to cover

To develop a business of tourism, you must be aware of the areas in which you want to do business.

3.      Know your Competition

Before developing a business, a person must see the whole market. This will give a good idea of what the market already has and what else does it want. If there is the excess of anything, you must not do that business rather do something which has a scope. If a place is already congested there is no reason for taking that as an option.

Provide your services to the area that needs your services the most. The nature of business tourism will be dependent on your achievements.

4.      Business plan

If you do not plan for something, you won’t be able to do it in a good manner. All the people need to know the importance of business tourism plan. A good business plan must have a summary of what you want to do and how will you execute your plan. You must enlist all the necessary things in your business plan so you can work on it and become successful in your business. In addition to that, enlist the products and services you will provide to the people.

5.      Necessary funding

To earn money from the business, you must out in some money in that business as well. for that purpose, you must arrange money from different sources including lenders or business partners. All these parties will fund you and you will be able to run your business in this way. For example, if someone want company formation in Dubai than they should know the new government laws and tax policies when you investing money in your business.

Advantages of business tourism letting people tour the whole world in itself is a great achievement. When you become the helping hand for the people who want to visit the world, you feel so contented.

Importance of marketing

Without proper marketing, no business can flourish properly. If you want to be successful in your business tourism, you must market your business in a good way.

Marketing if done in a proper way can take your business to the skies. Take the help of social media and websites and make sure that you rock your business having the best characteristics of business tourism.

Top 3 tips for limited companies in the UK

Small businesses are the wheel of economy
they are always evolving and innovating despite the important role, they are
still subjected to heavy expenses threatening the flourishing of their business.
At the end of each tax year, they have to pay huge and heavy amounts of money
from their budgets that might be costly and here are the best 3 ways to reduce
that amount and make great savings.

1)  Pay small tax free salary and dividends

Surround your business with employees who
care for the flourishment of the company who would preferably agree upon a
salary sacrifice scheme. This method saves tax fees for both the company and
the employees while the workers give up the upon an amount of money from their salary
and in exchange, they get paid benefits instead such as childcare vouchers, free
mobile phones or provided pension savings and advice. Salary sacrifices are paid
differently but also calculated differently so a choice of the service and
products to be exchanged must be interesting to the employees.

The way the business owner pays himself also
plays a role that is why it is important to make sure to effectively calculate
the amount to get for themselves and the amounts to be transferred into dividends.
The business owner can also reduce the taxes by adding and using company acquisitions
such as company car.

2)  Employingfamilymembersor personal allowance

Employing family members who are able and
would be willing to take some tasks within the company thanks to the personal
allowance tax-free. This tip is highly recommended and effective in family businesses
where it is expected that the next company head will be a family member.

3)  Workingfromhomedeductions.

In many cases, an office can be replaced by
an office located at home this option is good in case one has enough space that
can be modelled into an office, it is also possible to use office spaces provided
in some houses. Some companies
consider the amount of tax to be subtracted from a business settled at home
very low but in reality, it constitutes a high amount at the end of the tax year
and the amounts allowed by the HMRC vary and they are usually over £2 per week.

The one-thing companies must take into
consideration when opting for tax deductions by working from home is that the
location can be inspected any moment by all the competent authorities mainly the
HMRC and other services related to the field of the in order to ensure that legal and quality
standards are taken into consideration.

Some home costs that are contributing to
the business directly or indirectly may be taken into consideration and a
percentage of the deduction can be attributed to them. The deductions can vary
from water, electricity and heating to phone costs or even household repairs
& maintenance.

These are the most important instructions in
order to reduce the burden of taxes each year and help your business to go to
the next level.

Witten by GM professional accountants in Ilford.